Charlotte 0-5
9.7
North Texas 3-2
47.601 / THE NUMBER
The model makes this North Texas -37.9. The market has it North Texas -27.5, a gap of 10.4 points toward North Texas.
Tested against closing lines on 1,148 games, this model tracks the market rather than beating it. A large gap is a question worth asking, not a signal to follow.
02 / PROJECTED SCORE
03 / WHERE THE MARGIN COMES FROM
Each bar is that input's contribution to the projected margin, in points, pointing toward the team it favours. They sum to 34.3 toward North Texas, before calibration.
04 / HOW THEY RATE · percentile vs all FBS
| Percentile, 0–100 | Charlotte off | North Texas off | Charlotte def | North Texas def |
|---|---|---|---|---|
| Passing | 7 | 94 | 17 | 43 |
| Rushing | 0 | 93 | 9 | 36 |
| Pass cons. | 11 | 93 | 3 | 34 |
| Rush cons. | 0 | 76 | 0 | 15 |
| Pass rate | 84 | 53 | 70 | 75 |
| Pace | 0 | 69 | 45 | 33 |
Higher is better on both sides — defence is flipped so the shape reads the same way. Percentiles are taken from the opponent-adjusted ratings, so a number earned against a hard schedule ranks above the same number earned against a soft one.
05 / TEAM RATINGS
| Per play, vs average | Charlotte off | North Texas off | Charlotte def | North Texas def |
|---|---|---|---|---|
| Pass EPA / dropback | -0.083 | +0.425 | +0.010 | -0.056 |
| Rush EPA / carry | -0.221 | +0.222 | +0.012 | -0.046 |
| Pass success rate | -0.021 | +0.153 | +0.028 | -0.016 |
| Rush success rate | -0.099 | +0.085 | +0.057 | -0.008 |
| Pass rate | +0.045 | -0.012 | -0.002 | -0.007 |
| Plays per game | -3.7 | -0.9 | -3.7 | -3.2 |
Opponent adjusted and shrunk toward last season — after 5 and 5 games, a rating is still part last year. On defence, negative is good.
06 / ELO
| Rating | Charlotte | North Texas | Gap |
|---|---|---|---|
| Elo, years of results | 1022 | 1629 | +607 |
Worth 18.1 points of this projection. Elo carries what three games of play-by-play can't: years of results, so a team that has been bad for a decade isn't rated average in September.
07 / SEASON SO FAR
Charlotte 0-5
| vs The Citadel | 41–43 |
| at Ole Miss | 9–41 |
| at App State | 21–26 |
| vs Louisiana | 7–34 |
| vs Memphis | 8–59 |
North Texas 3-2
| at Indiana | 16–52 |
| vs UNLV | 44–6 |
| at Texas State | 35–49 |
| vs Houston Christian | 63–14 |
| at Tulsa | 45–44 |